cityparityPrepared for one household

Sample: fictional household

Decision Pack

New York City to London

Two adults, 2 children

Prepared 2026-08-18

How to read this

  1. Start with the break-even. One number: the salary in London that leaves this household where it is today, after tax, housing, healthcare and childcare.
  2. Then read the breakdown. Every line carries the source it came from and when that source was last reviewed. Nothing here is a round number somebody guessed.
  3. Take section 4 into the room. It is written to be said out loud, and the one-pager near the back is built to forward to a recruiter without edits.

What is in it

  1. 1The break-evenThe salary that leaves you level, and the three lines that decide it
  2. 2Where the money goesEvery cost in both cities, each with its source and review date
  3. 3What would change the answerOne input moved at a time
  4. 4What to ask forYour number against what the destination pays
  5. 5Getting thereWhat the move itself costs before the first paycheque
  6. Decision confidenceWhat to quote and what to check, named line by line
  7. Recruiter one-pagerBuilt to forward without edits
  8. AppendixEvery source, in full

What this report was built from

Current salary
$180,000
Partner income
$80,000
Children
2 (ages 4, 8)
Home
3 bedroom, renting
Retirement saving
6% of salary
Inbound tax regime
not applied

The controls are on the report itself: change your salary, add a child, move the home assumption, and the page re-renders on the spot, as often as you like.

Change the scenario

These controls are live on a purchased report. This sample is one fixed household, so they are switched off here.

All inputs

Salaries are in GBP, because that is what you would be quoted and would negotiate in. Costs are in USD, because that is the money you can judge. Built from living data on 2026-08-18, so a later correction to a source can move a number here.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

Section 1The break-even

£103,816

Gross per year in London. Below this the household is behind; above it, ahead.

About $140,673 in the currency you earn today.

No offer was entered, so this report answers what the move would have to pay.

What decides it

Annual, in USD, London against New York City.

What the money does not show

Statutory vacation
20 days vs 0 days
Public holidays
8 days vs 11 days
Paid parental leave
41 weeks vs 24 weeks

London first, New York City second. Statutory minimums, not what one employer offers. Vacation and public holidays are counted separately because no statute grants a combined total.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

Section 2Where the money goes

Both columns are annual and in USD, the currency you earn in today, with London priced at the break-even salary from section 1.

LineNew York City, USDLondon, USDSource for London
Taxes76,20858,776HMRC - independent taxation of spouses since 1990 and 5 more
Housing65,64965,682Investropa London Rents 2026 / Numbeo May 2026
Property tax00Greater London Properties / borough council tax bands
Healthcare14,8282,195ONS Healthcare expenditure, UK Health Accounts 2023 and 2024 https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/healthcaresystem/bulletins/ukhealthaccounts/2023and2024 (household out-of-pocket GBP 46bn in 2024, of which ONS states ~38% is long-term care) + NHS England prescription charge and prepayment certificate
Childcare38,40034,146Coram Family and Childcare Survey 2026
Food25,80019,675Numbeo London + WeCovr UK Food Budget 2026
Transit14,5006,572Transport for London https://tfl.gov.uk/fares/find-fares/caps-and-travelcard-prices
Discretionary spending6,5007,046Numbeo London + Resamania gym + UK streaming calculator
Travel home04,065KAYAK / Skyscanner LHR-SEA median 2026
Total cost241,885198,158

Sources are listed against every line in the appendix at the back.

These are costs only. The break-even salary in section 1 is what it takes to cover them and still leave this household the same cash in hand, which is why it is not simply the difference between the two totals.

What differs beyond the city

These rows compare two different setups, so part of each gap is your choice rather than the destination.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

Section 3What would change the answer

Each row changes one input and leaves everything else alone, so the number beside it is that input's own weight.

If rent lands high or low

Housing is the input most likely to move, and it moves the break-even with it. Across the observed rent band, the salary you need runs £90,989 to £129,560.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

Section 4What to ask for

£100,000 to £145,000

The floor is the salary that leaves your household level, which is above this destination's median, and the ceiling is its measured upper quartile. An equivalent salary is not a job offer.

The evidence under itGBP
Your break-even£103,816
London median, all levels£99,953
London upper quartile£140,300

What the numbers give you to say

An equivalent salary is not a job offer. It is what the modeled costs say about this household in these two cities.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

Section 5Getting there

$28,844 to $55,648

What the move itself costs, before the first paycheque.

Shipping estimates do not include furnishing a home at the destination.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

ConfidenceWhat to quote, and what to check first

11 of 18 lines are sourced and graded without a caveat: quote them as printed, and the appendix carries the citation for each. The rest are sorted below by what to do about them, never averaged into a score, because an average would hide exactly the line you should check.

Check these against a quote of your own

The grade on the source behind each of these is low, so the figure is directional. If one of them is deciding your answer, price it against a real quote before you commit.

Graded, with ungraded inputs inside

These lines are built from several sources, and the grade shown comes from the graded ones. The count says how many inputs our grading pass has not reached; every input is still cited in the appendix.

Sourced and dated, not yet graded

Each of these carries a named source and a review date in the appendix; our grading pass has not reached them. Read them the way you read the graded market lines, and check the largest one locally if it decides your answer.

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

cityparityRecruiter one-pager

New York City to London

Two adults, 2 children · 2026-08-18

£103,816

Gross per year in London: the salary that leaves this household level after tax, housing, healthcare and childcare.

What drives the difference

An equivalent salary is not a job offer. It is what the modeled costs say about this household in these two cities on 2026-08-18, using published statutory rates and market data. Method and sources: cityparity.com/methodology/

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

AppendixEvery number, and where it came from

Each sensitivity row varies one input. An equivalent salary is not a job offer.

This report uses living data and may change when CityParity corrects or updates a source.

Shipping estimates do not include furnishing a home at the destination.

Source receipts

New York City to London · cityparity Relocation Decision Pack · 2026-08-18

cityparity · How these numbers are built · Spotted something off? Tell us and we will check it.