cityparity

$150,000 in Portland ≈ £150,076 in London

Portland vs London: cost of living, compared

Equivalence is solved so household net cash matches across both cities, with taxes, housing, childcare, healthcare, food, and travel all included.

The bottom line

Where each paycheck goes

Every unit of gross, split four ways. Same net cash, very different shape.

Portland · $150,000 net cash left over: 38% of gross
Tax 31%
Housing 19%
Living 13%
Kept 38%
London · £150,076 net cash left over: 28% of gross
Tax 36%
Housing 25%
Living 10%
Kept 28%
Income + payroll tax Housing (rent) Healthcare, food, transit, travel Net cash kept

Full Breakdown

Category Portland London Swing
Gross salary $150,000 £150,076 ($200,101) equivalent
Income + payroll tax −$45,961 (30.6%) −£54,517 (36.3%) A touch higher
Housing (rent) −$28,056 −£37,284 ~77% more
Healthcare (household) −$4,073 −£760 Universal
Food & groceries −$7,680 −£6,840 ~19% more
Transit −$1,200 −£2,064 ~129% more
Discretionary −$5,900 −£5,200 ~18% more
Travel home −$250 −£750 ~300% more
Net cash kept $56,880 £42,661 equal in real terms

Live in either city? Flag any number that looks off.

Computed at the city-median tech-worker salary, Portland (typical professional). Each figure is in the city's local currency, from the same engine as the calculator; sources are cited per row there.

What changes beyond the money

  • Statutory vacation days~15 ~25
  • Total paid days off~26 ~33
  • Paid parental leave6 wks 21 wks
  • Healthcare systemEmployer / private Universal
Inbound-worker tax regime: London. The UK's 4-year Foreign Income and Gains (FIG) regime (replaced non-dom on 6 Apr 2025) relieves only FOREIGN income and gains, not a UK-earned salary. A new arrival working in the UK pays standard Income Tax + National Insurance on their pay; Overseas Workday Relief covers only duties physically performed abroad. So this regime does not change the local take-home shown here.

These numbers use one scenario's assumptions. Plug in your own salary, family size, and lifestyle.

Open the interactive calculator to run your own →

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Moving from Portland to London

$150,000 in Portland is worth £150,076 in London on a household net-cash basis. That is the equivalence figure this tool solves for: the London gross salary whose take-home, after taxes and local costs, lands in the same place as your Portland take-home. Most people are surprised by how large the number is. Most of the gap is taxes.

The effective tax rate goes from 30.6% in Portland to 36.3% in London. That 5.7-point jump is what the equivalence solver is working against when it finds the matching gross salary.

Healthcare in London is universal. Portland households pay $4,073 in premiums and out-of-pocket costs per year, and that spending disappears in London. It won't show up in a take-home comparison, but it's real money.

London workers get 25 vacation days per year. Portland averages 15. That 10-day gap does not appear in any salary comparison, but at a typical professional's daily rate it represents thousands of dollars of time that stays in your life rather than being bought back by your employer.

Living costs (housing, food, transit, discretionary) total $42,836 in Portland and £51,388 in London at these scenario defaults. The breakdown table shows each line item separately, with source citations and last-updated dates available on hover.

Who comes out ahead

If you're single & renting
Portland, clearly

You keep 38% of gross there versus 28%. Housing drives most of that gap.

If you have kids
London

You also get universal healthcare and more paid leave on top of the money math in London. Run the family scenario to see it.

If you value time off
Not close

London gives you 7 more paid days off a year and 15 more weeks of paid leave, none of which shows on an offer letter.

Common questions

How much do you need to earn in London to match a $150,000 salary in Portland?

About £150,076. cityparity solves for the London gross salary whose net cash (after taxes, housing, childcare, healthcare, and the rest) equals what you keep in Portland. It's an equivalence, not a raw conversion.

Is healthcare free in London?

London has universal healthcare, so there are no US-style premiums or large deductibles. cityparity counts that as real money you don't spend, which is part of why the equivalent salary is lower than the raw number suggests.

How much vacation and parental leave do you get in London?

London has about 33 paid days off a year (vacation plus public holidays) and 52 weeks of parental leave. cityparity surfaces these as deltas rather than dollars, because time off is part of the real comparison.

Run your own numbers in the interactive calculator →

Related comparisons

See all city comparisons →

Every figure here comes from the same engine as the interactive calculator: real progressive tax brackets, city-median costs, childcare net of government allowances, and the social safety net priced in. Sources are cited per row in the calculator, refreshed annually. Read the full methodology →