$150,000 in San Francisco ≈ ¥12,607,419 in Tokyo
San Francisco vs Tokyo: cost of living, compared
Equivalence is solved so household net cash matches across both cities, with taxes, housing, childcare, healthcare, food, and travel all included.
What changes: San Francisco → Tokyo
- ▾ 5 fewer vacation days per year in Tokyo
- ▴ 23 more paid parental-leave weeks (35 vs 12)
- ▴ Universal healthcare in Tokyo (no premium / minimal OOP)
- ▾ Income + payroll tax runs 28.0% in Tokyo vs 26.9% in San Francisco
- ▴ Housing runs about 69% less in Tokyo
- ▴ Groceries and dining runs about 49% less in Tokyo
The headline math
| San Francisco household gross | $150,000 |
| San Francisco taxes (26.9%) | −$40,287 |
| San Francisco living costs | −$81,137 |
| San Francisco net cash | $28,576 |
| ≈ | |
| Tokyo household gross needed | ¥12,607,419($77,881) |
| Tokyo taxes (28.0%) | −¥3,533,521 |
| Tokyo living costs | −¥4,448,000 |
| Tokyo net cash | ¥4,625,898 |
Computed at the city-median tech-worker salary, San Francisco (typical professional) · effective tax rates: 26.9% vs 28.0%
The bottom line
- →$150,000 in San Francisco leaves about the same net cash as ¥12,607,419 in Tokyo for this scenario, after real taxes and living costs.
- →Taxes take 26.9% of gross in San Francisco versus 28.0% in Tokyo.
- →The biggest non-cash swing: 5 fewer vacation days per year in Tokyo.
These numbers use one scenario's assumptions. Plug in your own salary, family size, and lifestyle.
Open the interactive calculator to run your own →No signup. Your salary stays in your browser — we never see it.
Moving from San Francisco to Tokyo
$150,000 in San Francisco is worth ¥12,607,419 in Tokyo on a household net-cash basis. That is the equivalence figure this tool solves for: the Tokyo gross salary whose take-home, after taxes and local costs, lands in the same place as your San Francisco take-home. Most people are surprised by how large the number is. Most of the gap is taxes.
The effective tax rate goes from 26.9% in San Francisco to 28.0% in Tokyo. That 1.2-point jump is what the equivalence solver is working against when it finds the matching gross salary.
Healthcare in Tokyo is universal. San Francisco households pay $3,941 in premiums and out-of-pocket costs per year, and that spending disappears in Tokyo. It won't show up in a take-home comparison, but it's real money.
Vacation entitlement is lower in Tokyo: 10 days per year vs 15 in San Francisco.
Living costs (housing, food, transit, discretionary) total $76,896 in San Francisco and ¥4,242,000 in Tokyo at these scenario defaults. The breakdown table shows each line item separately, with source citations and last-updated dates available on hover.
Understand what's behind these numbers
Common questions
How much do you need to earn in Tokyo to match a $150,000 salary in San Francisco?
About ¥12,607,419. cityparity solves for the Tokyo gross salary whose net cash (after taxes, housing, childcare, healthcare, and the rest) equals what you keep in San Francisco. It's an equivalence, not a raw conversion.
Is healthcare free in Tokyo?
Tokyo has universal healthcare, so there are no US-style premiums or large deductibles. cityparity counts that as real money you don't spend, which is part of why the equivalent salary is lower than the raw number suggests.
How much vacation and parental leave do you get in Tokyo?
Tokyo has about 26 paid days off a year (vacation plus public holidays) and 52 weeks of parental leave. cityparity surfaces these as deltas rather than dollars, because time off is part of the real comparison.
Run your own numbers in the interactive calculator →